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I’ve been told that accurately reporting items on my credit report are required by law to report for 7 years, is that true?

No, that isn’t accurate information. Statistics show that a high percentage of all credit reports contain errors, and the burden of proof as previously stated, is on you as the consumer. The bureaus don’t have the time or resources to go back and make sure everything is reporting correctly. Here is where the consumer wins – if an item on your credit report is outdated, incorrect, or unverifiable, it must be removed and deleted.

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